These are called 'Disclosure Documents' because it is a requirement by the Financial Services Authority to show you these documents and disclose certain information. That sounds onerous, but actually it’s a good idea.

The financial services industry has long since wrapped itself in jargon with different companies explaining things in different ways. This can result in confusion and often lays the seeds for a sales-based approach and poor advice. These documents set out clearly what our status is (independent), how we charge and what services we offer.

We have tried to do that with this site, but for the detailed breakdown, just click the links below to view the full documents.
· Client Agreement
· Initial Disclosure Document